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Whole Life/Burial Insurance

Burial insurance can be explained as a type of funeral expense life insurance policy that is specifically designed by the insurance provider to cover the entire cost of your funeral or cremation expenses when you die. Not many people realize that funerals are not cheap and they can easily cost upwards of several thousand dollars. After all, the expenses of a casket, headstone, flowers, burial spot, and transportation add up to make a huge bill that has to be paid and mostly the grieving family has to do it. This type of situation can sometimes lead to a financial hardship on families or loved ones who must cover the costs.“Burial insurance" usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members. It is possible to buy a policy after answering a few health-related questions on the application and with no medical exam. 

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