top of page

Retirement Preservation/Safe Growth

PremierOne Financial can assist you in choosing the best diversification plan to help safeguard your assets in the manner you want to reach your financial target. Together, we’ll find your strategies, come up with our new solutions and then we will integrate them into your financial road map. We can certainly help you build an asset protection strategy that is appropriate for your requirements.

With our asset protection services, the main objective is to help you keep more of your money for a secure financial future of you and your family rather than giving it to the IRS. To discover more our industry-leading asset protection services, please contact us. 


What is an Annuity?

An annuity is a long-term retirement savings product that can help protect you from outliving your money. The primary goal of annuity is to provide a steady stream of income during retirement and you don’t have to live with the fear of outliving your retirement. 

Fixed indexed annuities can help you save money on a tax-deferred basis and can guarantee you'll receive income for life. So no matter how long you live, you won't outlive your retirement income.

Fixed Annuities

A fixed annuity is a type of annuity that provides a guaranteed interest rate as it is a contract that enables for the accumulation of capital on a tax-deferred basis. Adding a fixed annuity to your portfolio can offer choices to help design a customized retirement solution with guaranteed interest earnings and protection from market volatility. 

As fixed annuities are insurance considered effective products which protect against the risk of outliving your income, they can be a perfect part of your retirement plans. Fixed annuities can offer tax-deferred growth, options for guaranteed income benefits, and flexible access to funds.


When is a Fixed Annuity Right for ME?

  1. Saving for retirement – If you're already contributing the maximum to other retirement plans, like an IRA or 401(k), a fixed indexed annuity is an attractive retirement planning option that grows tax-deferred.

  2. Won't need the money soon – If you don't anticipate needing the money from a fixed indexed annuity prior to the time you turn 59½, then a fixed indexed annuity may be a good option for you.

  3. You're worried you might outlive your savings –Annuities can provide guaranteed income for the rest of your life, whether you live to be 100.

  4. Providing Death Benefit to Loved Ones –If you want to provide your loved ones with a death benefit in the event of your death, then a fixed annuity is highly recommended.

bottom of page